President & Owner of Asset Protection Group, Inc (AP Group)
Monty has been in the insurance business for over 30 years. After graduating from the University of Georgia in 1989, he became one of the founders of Virginia Financial Associates, Inc. (VFA), and later created Asset Protection Group (AP Group) as a subsidiary of VFA in 1995. AP Group became a separate entity in 2002, and Monty became the sole owner. In the course of his career, Monty has served as the President of the Independent Insurance Agents of Richmond (IIAR), served as the Chairman of the Board of the Independent Insurance Agents of Virginia (IIAV), Virginia’s oldest and largest association of insurance agents. Monty currently sits on IIAV’s for profit Board known as the Virginia Financial Services Corporation “VFSC” and is active in the legislative process with IIAV and other associations. Monty also served on the board of Governor Kaine’s Access to Healthcare Committee. In August of 2010, Monty was honored to be personally chosen as one of 24 Virginian leaders on Governor McDonnell’s Virginia Health Reform Initiative Advisory Council, along with chairing multiple sub-committees. He considers himself privileged to take part in advancing the VHRI vision that “Virginia should aspire to have the healthiest individuals, the healthiest communities, the best health care system and the strongest economy in the nation”. In 2011, Monty was awarded the Golden Eagle Insurance Agent of the Year award by the IIAV. Monty currently sits on the Agent Advisory council for Fortress Insurance Company. In years past he served on Anthem Blue Cross and Blue Shield’s advisory Board. In July of 2016, Monty was appointed as Director-at-large of the Virginia Association of Health Underwriters “VAHU”. In August 2016, Monty was appointed as a member of the UnitedHealthcare’s Small Business Advisory Council. He also works closely with the Virginia Society of Association Executives “VSAE” whereby AP Group is the endorsed health insurance benefits provider for VSAE and many of its sub-chapter associations. As a lifelong Richmond native, in his free time, Monty enjoys being active, playing guitar, racquet sports, golf, cards, spending time at the beach and being with his family, friends, and dog Brandy.
Jennifer Hartman, AAI
Vice President & Executive Property & Liability Account Manager
Jennifer began her insurance career 25 years ago when she joined the field office for a national malpractice insurance carrier. She graduated Cum Laude from Averett University with a Bachelor in Business Administration degree. She has been working at Asset Protection Group since 2003 and holds the designation of Accredited Advisor in Insurance. She is licensed for both Property & Casualty and Life & Health. She is married and has three children and a dog. In her free time, she enjoys watching her children’s various sporting activities, reading, and shopping for shoes.
Assistant Property & Liability Account Manager
Teresa graduated from Radford University and shortly after began a 17-year career in the insurance field. Holding several sales positions within the organization allowed Teresa to gain a well-rounded insurance background. From there, Teresa spent 15+ years with a local financial institution as its Chief Lending Officer. Teresa is a proud native of Richmond. She has one grown daughter and enjoys live music, college sports, spending time outdoors and traveling.
Executive Life & Health Account Manager
Kim has been with AP Group since its inception and takes pride in serving our Life & Health clients. Before coming to AP Group, Kim worked at the Virginia State Corporation Commission (SCC). She began her career at the SCC as an intern while attending Virginia Commonwealth University. Upon completing her education she was offered a staff accountant/auditor position in the Division of Accounting and Finance. Over the next several years, she was promoted to Senior Auditor and then again promoted to the position of Audit Supervisor for all of the Telecommunication Utilities in Virginia. Kim is a native of Richmond. She is married and has two daughters and one stepson. She also has two granddaughters, one grandson and two granddogs. In her spare time, Kim enjoys volunteering at her church, playing with her grandchildren, traveling, reading and singing.
Executive Life & Health Account Manager
Stacey began her career in the insurance industry in 2015, an agent with New York Life, before joining the team here at AP Group in September of 2022. Stacey is responsible for managing our client’s group and individual life, health, and disability insurance accounts. Before venturing into the wonderful world of insurance, Stacey spent many years as an established marketing and advertising sales account manager for a local media company. Stacey is a Richmond native, and she has two children, one granddaughter and a granddoggie. In her free time, she enjoys spending time with her family and friends, traveling, spoiling her granddaughter and exploring the fantastic restaurant & music scene here in RVA.
Assistant Life & Health Account Manager
Michelle has managed to fit in well with the AP group family due to her outgoing personality and great work ethic. Prior to working with AP Group, she amassed a lot of experience by working with large corporates that taught her work that is years beyond her. Working with The Institute of Directors (Zimbabwe) as an assistant administrator taught her how to relate with and understand the corporate world. She is also a final year Psychology student whose aspirations are to work in corporate with the aim to provide wellness, both in the workplace and in the personal lives of all around her. She enjoys days spent with her siblings engaging in various activities such as go karting and going for outdoor concerts.
Before coming to Richmond, Wayne was assistant director of rates and regulation for American water works. He was responsible for all the financial filings with state regulatory agencies for the operating companies located throughout the southeast. Wayne began his career in Richmond working as the chief financial officer for a municipal bond brokerage firm. After the firm was sold, he became an independent consultant specializing in tax-exempt securities. Over the last 20 years, he has acted as a financial advisor and also as an investment advisor on numerous municipal bond financings throughout the Mid-Atlantic region. Wayne holds degrees in accounting and finance from West Virginia state university and attended West Virginia university’s college of graduate studies. He is an associate member of the West Virginia society of certified public accountants. Wayne is a U.S. Army veteran having served 3 years with the 75th ranger regiment. He enjoys reading, the beach and playing golf.
Hilary is the CEO of first impressions! She also works behind the scenes to help ensure maximum efficiency, support the executive managers and AP Group daily operations. Before recently moving to Richmond, Hilary worked at Aflac as a Market Coordinator in San Francisco. She was promoted to a Market Asset Analyst for San Francisco, Las Vegas, Honolulu, and Columbus, Ohio markets and served on the Aflac National Leadership Council. A native of Syracuse, New York, Hilary holds a fine art degree from the Savannah College of Art and Design, enjoys painting, reading and nature.